Financial Recovery Services, Inc.® or FRS is a professional debt collection agency dedicated to helping consumers resolve outstanding account balances.

Using both traditional and digital communication methods, FRS is an intermediary between the consumer and creditor to help guide consumers to account resolution options.

At FRS, our commitment to community impact is rooted in our mission, values, and belief in the powers of teamwork and empathy. We are passionate about giving back to the communities where we work and live through dedicated outreach and volunteer initiatives. We view every act of service as an opportunity to embody the excellence and integrity that define our company. At FRS, making a difference in the lives of others is not just a responsibility—it’s a privilege.